Apex Benefits and Axiom Human Resource Solutions present “Rapid Response,” a breakdown of legislative and compliance issues affecting Indiana employers and workers. This video is part of a series that addresses the $2 trillion Coronavirus Aid, Relief, and Economic Security Act or the ‘‘CARES Act” signed into law by the President on March 27, 2020.

This video outlines unemployment insurance provisions and family/individual cash payments as outlined in the CARES Act.

Unemployment Insurance and Relief Payments

Unemployment Insurance

  • Expanded to an additional 13 Weeks
  • Payment will equate to 100% of the average American salary for the initial state allotted UI period, then the regular state prescribed rate for the expanded 13 weeks.
  • Expanded to include part-time workers, freelancers, furloughed and self-employed
  • If an employee has to quit as a direct result of COVID-19 (quarantined by a health care provider or because your child’s daycare closed and you’re the primary caregiver), situations like that are covered.
  • Benefits are payable for the period beginning on January 27, 2020, and end on December 31, 2020.

Direct Cash Payments | Individual Aid

  • Married couples with no children earning $150,000 or less would receive a total of $2,400.
  • Taxpayers filing as head of household would get the full payment if they earned $112,500 or less.
  • $1,200 in direct payments to taxpayers with incomes up to $75,000 per year before starting to phase out and ending altogether for those earning more than $90,000.
    • $500 per child
  • Income will be based off of 2019. If the taxpayer hasn’t prepared a tax return yet, s/he can use your 2018 return. Currently, there will only be one payment, but future bills could order additional payments
  • Taxpayers will not have to apply for these payments.

 

NOTE: This presentation/information is not intended to be exhaustive nor should any discussion or opinions be construed as legal advice.  View all videos in the CARES Act Rapid Response series.