Apex Benefits is Indiana’s largest employee benefits consulting firm and brokerage focused solely on group insurance programs. Our strategists are committed to getting employers the benefits they and their employees deserve at the best price possible. Benefits shouldn’t feel like a burden — we make them feel like a benefit again.
Health Care Risk Management
We reduce employer and member risk.
Kinetiq Health, our prescriptive solution for achieving cost savings, is led by clinical, financial and population health analysts who diligently monitor medical and pharmacy claims data. Working side-by-side with our benefits strategists, this team is uniquely positioned to save employers more on their benefits by reducing organizational and member risk.
Richer Benefits.Happier Employees.
It’s not a pipe dream.See more success stories
Six-year partnership nets savings of over $3.5M and enables richer benefits
Apex identified significant savings opportunities for one Indiana county with a move to a reference-based reimbursement plan.
Since hiring Apex in 2017, the county has saved over $3,500,000 and has seen significant decreases in PEPM costs.
As a result, they have been able to give employees two premium holidays and provide employer-paid long-term disability.
Savings realized through employee benefits peer review lowers PEPM 42%; enables technology investment
This client engaged Apex to identify opportunities to innovate and save. Our team of benefits strategist conducted a no-cost, no obligation peer review of the organization’s benefits plan.
Apex was engaged after the review uncovered opportunities to save $457,000 on total spend and reduce PEPM cost by 42% over two years.
These savings were achieved with zero disruption to plan member benefits and enabled the client to invest in a communications and engagement platform for their plan members.
Fortune 200 manufacturer realizes $10.5M Rx benefits savings and $1.1M direct-to-employee savings
Before working with Apex, this Fortune-200 manufacturer had an annual pharmacy spend of $70,000,000.
Our team of pharmacy industry experts conducted a no-risk no-obligation review and negotiated with the client’s PBM to realize savings of $10,543,000 — or nearly 16%.
Best of all, $1,100,000 of the savings went directly into the pockets of employees on a high-deductible plan.
- February 27, 2024
Health care is complicated, and many people go without a clear understanding of their treatment and its cost. Use these three tips to improve your patient advocacy for yourself or those you love.
- February 26, 2024
On Feb. 12, 2024, the IRS released updated penalty amounts for 2025 related to the employer shared responsibility (pay-or-play) rules under the Affordable Care Act (ACA). For calendar year 2025, the adjusted $2,000 penalty amount is $2,900, and the adjusted …
- February 22, 2024
What is the difference between a retail pharmacy and a mail-order pharmacy? Learn more about the pros and cons of each for employers and plan members.