Privacy Policy

This Privacy Policy governs the manner in which Apex Benefits Group, Inc. collects, uses, maintains and discloses information collected from users (each, a “User”) of the https://www.apexbg.com website (“Site”). This privacy policy applies to the Site and all products and services offered by Apex Benefits Group, Inc.

 

Personal identification information

We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, name, email address, mailing address, phone number. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identifiable information, except that it may prevent them from engaging in certain Site related activities.

 

Non-personal identification information

We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include but not be limited to the browser name, the type of computer and technical information about Users’ means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

 

Web browser cookies

Our Site may use “cookies” to enhance User experience. User’s web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly. Your use of this site is consent for us to place such cookies.

Cookies we currently use:

  • WordPress
  • Google Analytics
  • Marketo
  • Drift

 

Data Processing and Processors

Depending on your interaction with us, your personally identifiable information may be processed or stored by the following companies:

  • Marketo (if you sign up for newsletters and emails)

 

How we use collected information

Apex Benefits Group, Inc. collects and uses Users personal information for the following purposes:

To send periodic emails

The email address Users provide may be used to respond to inquiries, and/or other requests or questions. The provided email address may be used to send marketing communications as well as operational communications.

You may unsubscribe from non-transactional emails at any time. If you encounter any difficulties, please email marketing@apexbg.com and you will be removed within 10 days (likely 24 hours).

 

How we protect your information

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure, or destruction of your personal information, username, password, transaction information and data, if any, stored on our Site.

 

Sharing your personal information

We do not sell, trade, or rent Users’ personal identification information to others, except where clearly indicated and where you would opt into such sharing. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates, and advertisers for the purposes outlined above. We may use third party service providers to help us operate our business and the Site or administer activities on our behalf, such as sending out newsletters or surveys. We may share your information with these third parties for those limited purposes provided that you have given us your permission.

 

Third party websites

Users may find advertising or other content on our Site that link to the sites and services of our partners, suppliers, sponsors, licensors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that website’s own terms and policies.

 

Compliance with Children’s Online Privacy Protection Act

Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our Site from those we actually know are under 13, and no part of our website is structured to attract anyone under 13.

 

Changes to this privacy policy

Apex Benefits Group, Inc. has the discretion to update this privacy policy at any time. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

 

Your acceptance of these terms

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

 

Contacting us

If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at marketing@apexbg.com.

 

Apex Benefits Group, Inc.

9400 Priority Way West Drive

Indianapolis, IN 46240

 

This document was last updated on July 8, 2020

Terms of Use

  1. Introduction

These Apex Benefits Website Standard Terms and Conditions of Use ( “Terms”) contained  on this webpage, apply to the Apex Benefits website located at www.apexbg.com, and all associated sites linked to www.apexbg.com by Apex Benefits Group, Inc ( “Apex” or “Apex Benefits”), its subsidiaries and affiliates. The Terms shall govern your use of this website, including all pages within this website (collectively referred to  below as this “Website”). These Terms apply in full force and effect to your use of this Website and by using this Website, you expressly accept all terms and conditions  in full. Do  not use this Website if you have any objection to any of these Terms.

  1. Content Defined; Use of Content

In these Terms, “Content” shall mean the following: any audio, video, text, images or any other material displayed on this Website. It includes, but is not limited to all text, graphics, user interfaces, visual interfaces, photographs, trademarks, logos, sounds, music, artwork and computer code, including but not limited to the design, structure, selection, coordination, expression, “look and feel” and arrangement of such material, contained on the Website.

You may use information regarding Apex Benefits’ products and services (such as data sheets, blogs, articles, and similar materials) purposely made available for downloading from the Website, provided that you (1) not remove any proprietary content in such documents, (2) use such information only for your personal, non-commercial informational purpose, (3) do not copy or post such information on any networked computer or broadcast it in any media without the express, prior written consent of Apex Benefits, (4) make no modifications to any such information, and (5) not make any additional representations or warranties relating to such documents.

 

  1. Intellectual Property Rights

Other than content you own, which you may have opted to include on this Website, under these Terms, you agree that Apex Benefits and/or its licensors own all rights to the intellectual property and material contained in this Website, and that all such rights are reserved. You also agree that all Apex-owned content is protected by Indiana, U.S. federal and  international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.You agree that you are granted a limited license only, subject to the restrictions provided in these Terms, for purposes of viewing the material contained on this Website.

 

  1. Restrictions

You agree that you are expressly restricted from all of the following:

  1. Copying, reproducing, publishing, republishing, uploading, posting, publicly displaying, encoding, translating, transmitting or distributing Content without the express, prior written consent of Apex Benefits; or doing the same, including mirroring, to any computer server, website or other medium for publication or distribution or for without the express, prior written consent of Apex Benefits;
  2. selling, sublicensing and/or otherwise commercializing any Content;
  3. using this Website in any way that is, or may be, damaging to this Website, including but not limited to hacking the Website or inserting malware or any other type of coding;
  4. using this Website in any way that impacts user access to this Website;
  5. using this Website contrary to applicable laws and regulations, or in a way that causes, or may cause, harm to the Website, or to any person or business entity;
  6. engaging in any data mining, data harvesting, data extracting or any other similar activity in relation to this Website, its Content or while using this Website;
  7. using this Website or its Content to engage in any advertising or marketing;
  8. Posting any kind of defamatory content onto or through the Website.

 

You agree that you are restricted from accessing certain areas of this Website .  You further agree that Apex Benefits may further restrict your access  to any areas of this Website, at any time, in its sole and absolute discretion. You agree that any user ID and password you may have for this Website are confidential and you will maintain confidentiality of such information.

 

  1. Termination

We may terminate your access to the Site, without cause or notice and whether or not you have an account and/or are a registered user, which may result in the forfeiture and destruction of all information associated with you or your account. All provisions of this Agreement that, by their nature, should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

 

  1. No Warranties

This Website is provided “as is,” with all faults, and Apex Benefits makes no express or implied representations or warranties, of any kind related to this Website or the Content contained on this Website. Additionally, nothing contained on this Website shall be construed as providing consult or advice to you.

 

  1. Limitation of Liability

In no event shall Apex Benefits, nor any of its officers, directors and employees, be liable to you for anything arising out of or in any way connected with your use of this Website, whether such liability is under contract, tort or otherwise, and Apex Benefits, including its officers, directors and employees shall not be liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Website.

 

  1. Indemnification

You hereby indemnify Apex Benefits to the fullest extent allowed by law from and against any and all liabilities, costs, demands, causes of action, damages and expenses (including reasonable attorney’s fees) arising out of or in any way related to your breach of any of the provisions of these Terms.

 

  1. Severability

If any provision of these Terms is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these Terms unenforceable or invalid as a whole, and such provisions shall be deleted without affecting the remaining provisions .

 

  1. Variation of Terms

Apex Benefits is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review such Terms on a regular basis to ensure you understand all terms and conditions governing use of this Website.

 

  1. Assignment

Apex Benefits shall be permitted to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification or consent required. However, you shall not be permitted to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.

 

  1. Entire Agreement

These Terms, including any legal notices and disclaimers contained on this Website, constitute the entire agreement between Apex Benefits and you in relation to your use of this Website, and supersede all prior agreements and understandings with respect to the same.

 

  1. Governing Law & Jurisdiction

These Terms will be governed by and construed in accordance with the laws of the State of Indiana, and you agree to be bound by the jurisdiction of the state and federal courts located in Indiana for the resolution of any disputes.

 

  1. Changes to These Terms

Apex Benefits Group, Inc. has the discretion to update this policy at any time. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this policy periodically and become aware of modifications.

 

Contacting us

If you have any questions about this Terms of Use Policy, the practices of this site, or your dealings with this site, please contact us at marketing@apexbg.com.

 

Apex Benefits Group, Inc.

9400 Priority Way West Drive

Indianapolis, IN 46240

 

This document was last updated on July 8,, 2020