What We Do

Employee Benefits Programs That Promote Long-Term Results

We serve as a long-term partner to clients across the public and private sectors. We invest in the health of those organizations and the better health of their plan members. Operating as an independent advisor, our approach is to be aggressive and proactive about managing the increasing costs of employee benefits for our clients.

From our 147-step internal renewal process checklist to our Client Strategy Workbook, our processes are thorough and proven. At Apex, we work hard to exceed our clients’ needs by being responsible, proactive, responsive and highly accessible. Our client retention rate is greater than 90 percent year over year; this is a key measure of the high level of client satisfaction we achieve.

Employee Benefits

Our Services

A Team Approach to Benefits Strategy

Advisory Services

We are proactive and thorough in our recommendations when it comes to your full spectrum of benefit planning needs. We employ the most experienced subject matter experts in the employee benefits industry. Our consultants have worked in underwriting, insurance, health care and other businesses to comprise a wide-reaching team of experts who are dedicated to helping our clients succeed in all aspects of business.

Strategic Planning

Our consultants are trained to create customized, multi-year employee benefits strategies that foster cultures of health and cost savings. As defined through our Multi-Year Strategic Planning Process, client goals are recorded and tracked in a Client Strategy Workbook. Whether your benefits contribute to talent attraction, retention, engagement or cost savings, strategies are based on a thorough understanding of your business needs and objectives.

Market Analysis and Negotiation

Apex employs a dedicated team to work closely with carriers and represent the financial needs of our clients. This team of market analysts includes experienced experts in underwriting for fully- and self-funded insurance programs. The perspectives they bring, along with Apex’s market leverage, enhances our negotiation strategy. This results in improved benefits at lower costs for our clients and their employees.

Client Services

Our Client Services team actively manages entire benefits program for clients to ease their workload and ensure they can focus on other priorities. The team, chosen to complement your organization, continually monitors progress toward achieving the goals outlined in the Strategy Workbook. From assistance with managing claims questions to spearheading open enrollment initiatives, this team is your partner for 24/7 support.

Compliance and Risk Management

In-house counsel and compliance experts monitor regulatory updates including comprehensive health and welfare regulations, and employment and HR laws at the federal, state and local levels. They issue timely compliance alerts and regulatory notices to clients when appropriate and also assist in whatever way is most convenient. This could include completion of 5500s, review of SPDs and in-person or virtual consultation or group training.

Service Team

How Competitive are Your Benefits?

Benchmarking

How Competitive are Your Benefits?

Apex is one of the only benefits advisory firms to conduct an Indiana-specific employee benefits benchmarking survey. Each Apex client receives a report that compares specific benefit design with the Indiana-specific data as well as national/regional benchmarks from additional sources.

This comparative report is used to help inform recommendations on benefits strategy and plan designs.

Click on the link below to receive a copy of the 2019 Apex Employee Benefits Benchmark Report or to receive a report customized to your organization.

Request Report
How Will COVID-19 Impact Your Benefits?

Impact Analysis

How Will COVID-19 Impact Your Benefits?

As employers focus on the challenges of returning to the workplace, they’re also concerned about the future impact of COVID-19 on member plan costs and company bottom lines. In fact, as we talk to customers, one of their greatest fears is not knowing what this impact could look like.

We can tell you. The first step is estimating future impact on your cash flow.

In a few simple steps, you can be better prepared. Click on the link below to receive a no-obligations report.

Request Report

Client Success

The first thing I think about when I think about Apex is the people. They are excellent at what they do — they are not only professionally competent, but also very service oriented. And it’s wonderful to work with a partner that is very client focused.

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Ed Isakson

Ed Isakson

Archdiocese of Indianapolis

Ready for a fresh look at your benefits program?

Contact Apex for a Free, No-Obligation Peer Review

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