As a team of benefits strategists, we work hard every day to make sure we’re exceeding client expectations and providing the most innovative and value-generating plan designs and advisory services.
What We Do
Employee Benefits Programs That Promote Long-Term Results
We serve as a long-term partner to clients across the public and private sectors. We invest in the health of those organizations and the better health of their plan members. Operating as an independent advisor, our approach is to be aggressive and proactive about managing the increasing costs of employee benefits for our clients.
From our 147-step internal renewal process checklist to our Client Strategy Workbook, our processes are thorough and proven. At Apex, we work hard to exceed our clients’ needs by being responsible, proactive, responsive and highly accessible. Our client retention rate is greater than 90 percent year over year; this is a key measure of the high level of client satisfaction we achieve.
Our Services
A Team Approach to Benefits Strategy
Advisory Services
We are proactive and thorough in our recommendations when it comes to your full spectrum of benefit planning needs. We employ the most experienced subject matter experts in the employee benefits industry. Our consultants have worked in underwriting, insurance, health care and other businesses to comprise a wide-reaching team of experts who are dedicated to helping our clients succeed in all aspects of business. If your organization has employees around the globe, we have the capabilities to design and manage your international benefits programs.
Strategic Planning
Our consultants are trained to create customized, multi-year employee benefits strategies that foster cultures of health and cost savings. As defined through our Multi-Year Strategic Planning Process, client goals are recorded and tracked in a Client Strategy Workbook. Whether your benefits contribute to talent attraction, retention, engagement or cost savings, strategies are based on a thorough understanding of your business needs and objectives.
Market Analysis and Negotiation
Apex employs a dedicated team to work closely with carriers and represent the financial needs of our clients. This team of market analysts includes experienced experts in underwriting for fully- and self-funded insurance programs. The perspectives they bring, along with Apex’s market leverage, enhances our negotiation strategy. This results in improved benefits at lower costs for our clients and their employees.
Client Services
Our Client Services team actively manages entire benefits programs for clients to ease their workload and ensure they can focus on other priorities. The team, chosen to complement your organization, continually monitors progress toward achieving the goals outlined in the Strategy Workbook. From assistance with managing claims questions to spearheading open enrollment initiatives, this team is your partner for 24/7 support.
Compliance and Risk Management
In-house counsel and compliance experts monitor regulatory updates including comprehensive health and welfare regulations, and employment and HR laws at the federal, state and local levels. They issue timely compliance alerts and regulatory notices to clients when appropriate and also assist in whatever way is most convenient. This could include completion of 5500s, review of SPDs and in-person or virtual consultation or group training.
Serving Global Organizations
International Employee Benefits Consulting
Do you already have employees abroad or are you considering expanding outside of the States?
Do you know if your existing international benefits plans are priced well and competitive?
We provide benefits consulting and management services for global organizations that support employees working anywhere in the world. As we do locally, around the globe the Apex team leverages the highest rated insurers, partners and vendors in the industry.
Our team helps you understand benefits requirements of different countries, design programs that attract and retain the best talent, and manage the administrative burden. We will ensure you meet Human Resource and benefits compliance requirements of any country through our expansive international network of experts.
Service Team
Gain Insights
Review Full 2021 Report
Now more than ever, employees desire strong benefit packages from their employers. Does yours meet the standard compared to your competition? Review the Apex Benefits 2021 Indiana Employee Benefits Benchmarking Survey Report to find out.
Instant Access
2021 Executive Summary
The COVID-19 pandemic changed the way employers think about their benefits package. We saw that in our data with the 2021 Indiana Employee Benefits Benchmarking Survey. Was your company proactive with benefit changes during the pandemic? How does your benefits program compare to other Indiana employers, and can it grab the attention of employees in your industry?
Client Success
The first thing I think about when I think about Apex is the people. They are excellent at what they do — they are not only professionally competent, but also very service oriented. And it’s wonderful to work with a partner that is very client focused.