Long-Term Strategic Results

Our self-funded clients have experienced nearly flat medical claims. Beating industry trends.

How much could you save with Apex?

Transformational Solutions

Better benefits without the disruption

We serve as a long-term partner to clients and that means we invest heavily in their organizational health and well-being of their plan members. Working hard to exceed our clients’ needs, we are responsible, proactive, responsive and highly accessible.

Our client retention rate is at least 96% year over year.

Operating as an independent advisory firm, we are unapologetically aggressive and proactive about managing the increasing costs of employee benefits. Success — without disruption to your plan or plan members — takes the most resourceful team of consultants working to optimize plan performance and uncover cost reduction opportunities.

What We Do: Employee Benefits Strategy and Consulting

A team approach to benefits strategy

Our Services

We employ the most experienced subject matter experts in the employee benefits industry. Our strategic consultants have worked in finance, underwriting, insurance and health care to comprise a diverse team of experts dedicated to helping employers succeed in all aspects of business. When it comes to employee benefits strategy recommendations, we are proactive, transparent and thorough.

Strategic Planning

Our Account Executives and Advisors provide strategic counsel to our clients and create customized, multi-year employee benefits strategies that foster cost savings, competitive renewals and positive member outcomes; they serve as an extension to your HR and benefits teams. Whether your benefits goals are to attract, retain or engage talent or identify cost savings, this “right-hand person” recommends strategies based on a thorough understanding of your business needs. These strategies are defined through our Elevate365 Strategic Planning Process and recorded and tracked in a Client Strategy Playbook.

Client Services

Our Client Services Team members actively support Account Executives and manage entire benefits programs to ease your workload — ensuring peace of mind that the details are taken care of so you can focus on other priorities. As members of the ACE Team (Apex Client Experience Team), these dedicated individuals are readily available to assist you with carrier issues or your plan members with claims questions. They also support special projects and open enrollment initiatives.

Market Analysis and Negotiation

Apex employs a dedicated team to work closely with carriers and represent the financial needs of our clients. This team of analysts includes experienced experts in underwriting for fully insured and self-funded insurance programs. The perspectives they bring, along with Apex’s market leverage, enhances our negotiation strategy and results in competitive renewals.

Compliance and Risk Management

In-house compliance experts monitor regulatory updates including comprehensive health and welfare regulations, and employment and HR laws at the federal, state and local levels. They work alongside your Service Team to issue timely compliance alerts when appropriate and also assist in whatever way is most convenient. This could include completion of 5500s, review of SPDs and in-person or virtual consultation or group training.

International Benefits Consulting

We provide benefits consulting and management services for global organizations that support employees working anywhere in the world, leveraging the highest rated insurers, partners and vendors in the industry. Our team helps you understand benefits requirements of different countries, design programs that attract and retain the best talent, and manage the administrative burden. We will ensure you meet Human Resource and benefits compliance requirements of any country through our expansive international network of experts.

Client Testimonial

Working with Apex feels like a true collaboration. I am confident that every member of their team has our best interest at heart. Together we have built a strong reserve fund and, best of all, we have been able to stabilize the cost of benefits for our employees.

HR Director

City Government

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