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August 6, 2026
Affordability Considerations
For purposes of individual eligibility for tax subsidies through a public Exchange and for compliance with the employer shared responsibility rules under §4980H, it is important to understand whether coverage offered under an employer-sponsored group health plan is “affordable.”
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August 6, 2026
§4980H (Employer Mandate) Requirement and Penalties
Applicable large employers (ALEs) are subject to §4980H offer of coverage requirements and §6056 employer reporting requirements on Form 1094-C and Form 1095-Cs. ALEs who fail to comply with §4980H offer of coverage requirements may face penalties (i.e., employer shared …
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August 6, 2026
Health Savings Account (HSA) Guide
With the number of individuals enrolled in high-deductible health plans (HDHPs) growing, and health care costs continuing to rise, health savings accounts (HSAs) provide an option for reimbursement of medical expenses on a tax-favored basis without some of the financial …
Benefits Thought Leadership
Dive into blogs, case studies, podcasts and other insights from our industry experts.
Case Studies
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January 16, 2026
Managing High-Cost Claims Saves Township $2.5 Million
A township consisting of local government and the fire department, with around 235 employees, was facing extremely high medical claims expenses.
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January 10, 2026
MSD of Wayne Township
MSD of Wayne Township, one of Indiana’s 10 largest public school systems with over 2,200 employees, was facing increased cost of health care and pharmacy benefits which had depleted their reserves from $10 million to $2 million. They ran a …
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January 3, 2026
County Saves Over $1.8M After Reengaging Apex
County with over 800 employees reengages Apex for savings after switching brokers and being forced to dip into their reserves.
Video
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May 19, 2026
Catching Health Issues Early With Preventive Care | Better Benefits in 90
Join Brandy as she dives into catching health issues with preventive care
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May 3, 2026
6 Tips on Saving for Medicine Costs | Better Benefits in 90
Join Luren as she details 6 tips on saving for medicine costs
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March 31, 2026
A Quick Guide for Your ID Cards
Join Patti as she dives into a quick guide for your ID cards
Webinars
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July 23, 2024
The Evolution of Supplemental Insurance | Webinar – July 2024
Learn how supplemental health benefits have evolved to help employees and dependents recover financially from unforeseen medical challenges or accidents. Including examples of how supplemental health benefits have worked in specific situations to support families, including children and caregivers.
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June 26, 2024
Spotlight on Men’s Health | Webinar – June 2024
Men are often grossly underrepresented in the health care system, neglecting preventive and mental health care. In this webinar, registered nurse Jordyn Schwerin sits down with some of the men of Apex to discuss this critical topic.
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May 28, 2024
What’s the Deal with Weight-Loss Drugs? | Webinar – May 2024
Join registered nurse, Sarah Michaels, as she reveals whether these medications are really a “miracle cure” for obesity.