A growing number of employers are offering some form of adoption benefits as part of their employee benefits package.

A health savings accounts, or HSA, is a versatile benefit that works with a high deductible health plan to help save money on health care.

High deductible health plans are one of the basic forms of health care coverage. They also benefit from the addition of a health savings account. Here is what you need to know about an HDHP and HSA.