Apex Benefits is Indiana’s largest employee benefits consulting firm and brokerage focused solely on group insurance programs. Our strategists are committed to getting employers the benefits they and their employees deserve at the best price possible. Benefits shouldn’t feel like a burden — we make them feel like a benefit again.
Health Care Risk Management
We reduce employer and member risk.
Kinetiq Health, our prescriptive solution for achieving cost savings, is led by clinical, financial and population health analysts who diligently monitor medical and pharmacy claims data. Working side-by-side with our benefits strategists, this team is uniquely positioned to save employers more on their benefits by reducing organizational and member risk.
Six-year partnership nets savings of over $3.5M and enables richer benefits
Apex identified significant savings opportunities for one Indiana county with a move to a reference-based reimbursement plan.
Since hiring Apex in 2017, the county has saved over $3,500,000 and has seen significant decreases in PEPM costs.
As a result, they have been able to give employees two premium holidays and provide employer-paid long-term disability.
Savings realized through employee benefits peer review lowers PEPM 42%; enables technology investment
This client engaged Apex to identify opportunities to innovate and save. Our team of benefits strategist conducted a no-cost, no obligation peer review of the organization’s benefits plan.
Apex was engaged after the review uncovered opportunities to save $457,000 on total spend and reduce PEPM cost by 42% over two years.
These savings were achieved with zero disruption to plan member benefits and enabled the client to invest in a communications and engagement platform for their plan members.
Fortune 200 manufacturer realizes $10.5M Rx benefits savings and $1.1M direct-to-employee savings
Before working with Apex, this Fortune-200 manufacturer had an annual pharmacy spend of $70,000,000.
Our team of pharmacy industry experts conducted a no-risk no-obligation review and negotiated with the client’s PBM to realize savings of $10,543,000 — or nearly 16%.
Best of all, $1,100,000 of the savings went directly into the pockets of employees on a high-deductible plan.
Recent Insights
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January 16, 2026
Managing High-Cost Claims Saves Township $2.5 Million
A township consisting of local government and the fire department, with around 235 employees, was facing extremely high medical claims expenses.
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January 10, 2026
MSD of Wayne Township
MSD of Wayne Township, one of Indiana’s 10 largest public school systems with over 2,200 employees, was facing increased cost of health care and pharmacy benefits which had depleted their reserves from $10 million to $2 million. They ran a …
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January 3, 2026
County Saves Over $1.8M After Reengaging Apex
County with over 800 employees reengages Apex for savings after switching brokers and being forced to dip into their reserves.
Careers
Health care can be confusing, costly and complicated.
Let’s change that together.
