Employee Benefits

Stop-loss insurance offers critical protection for self-funded employers. Examine the basics of this coverage and its contracts.

President Donald Trump recently signed a major tax and spending bill, commonly referred to as the “One Big Beautiful Bill Act” (OBBB Act), into law. The OBBB Act includes changes for employee benefit plans.

Employers must provide a summary annual report (SAR) to plan participants by Sept. 30, 2025, for calendar-year plans if the employee benefit plan’s Form 5500 deadline was not extended. Plans exempt from the annual Form 5500 filing requirement are not …

Employers with insured group health plans may soon receive a medical loss ratio (MLR) rebate from their health insurance issuers. Issuers who did not meet the applicable MLR percentage for 2024 must provide rebates to plan sponsors by Sept. 30, …

The U.S. Department of Labor (DOL), through its Employee Benefits Security Administration (EBSA), has released a new model Employer CHIP Notice with information current as of July 31, 2025.

Each year, Medicare Part D requires group health plan sponsors to disclose to individuals who are eligible for Medicare Part D and to the Centers for Medicare and Medicaid Services (CMS) whether the health plan’s prescription drug coverage is creditable.

Apex Benefits Group, headquartered in Indiana and including Apex Benefits, Innovative Rx Strategies and Kinetiq Health, has been honored as a Best Place to Work in Insurance for 2025. This distinction marks the company’s fifteenth consecutive year of recognition, underscoring …

Explore how AI is transforming employee benefits, what ethical considerations HR leaders need to keep in mind, and how you can harness this technology to deliver impactful results for your workforce and your organization.

Explore the importance of privacy and data security in benefits administration. Apex Benefits ensures top-tier security to protect clients against rising cyber threats.

Learn how global trends impact Indiana employee benefits in 2025. Get the Apex Benefits’ Benchmarking Report and discover data-driven strategies for Indiana employers. Find out more today!

See how health care consumerism is transforming benefits for sponsors and members. Apex Benefits offers education and tools for smart decisions. Contact us today!

On July 18, 2025, the IRS released Revenue Procedure 2025-25 to index the contribution percentage in 2026 for determining the affordability of an employer’s health plan under the Affordable Care Act (ACA).