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A township consisting of local government and the fire department, with around 235 employees, was facing extremely high medical claims expenses.

MSD of Wayne Township, one of Indiana’s 10 largest public school systems with over 2,200 employees, was facing increased cost of health care and pharmacy benefits which had depleted their reserves from $10 million to $2 million. They ran a …

County with over 800 employees reengages Apex for savings after switching brokers and being forced to dip into their reserves.

City government with 500 employees sees cost increase transformed to savings after Apex’s renewal negotiation with the stop-loss carrier. A 20% cost increase instead becomes over $500,000 in savings.

A no-risk, no-obligation review of the current PBM contract and recent claims uncovers over $10,500,000 in savings for a global manufacturer.

A holistic peer review identifies significant savings and opportunities to reduce administrative burden for a small HR team serving 500 employees around the globe. Basic broker services were replaced with a strategic partnership that created deep, sustainable cost savings.

Prior to Apex becoming the strategic advisor, this client also had a near-site clinic available to all members on the medical plan. After a thorough review of clinic data, our team found that the cost per visit exceeded $225 due …

MSD of Wayne Township was dedicated to employee health and wellness prior to engaging with Apex Benefits and its Kinetiq Health team in late 2019. While mostly satisfied with their wellness program, the school system was looking for opportunities to …

The client was unsatisfied with the customer service and level of innovation provided by their benefits advisor. Apex was engaged to complete a Peer Review to identify immediate and future plan savings with minimal disruption to plan members.

The client made a switch in consultants to Apex just before the beginning of the fourth quarter and had already started the renewal negotiation process. The former consultant’s negotiated renewal rate suggested increased costs of $208,000.

President Donald Trump recently signed a major tax and spending bill, commonly referred to as the “One Big Beautiful Bill Act” (OBBB Act), into law. The OBBB Act includes changes for employee benefit plans.

Employers must provide a summary annual report (SAR) to plan participants by Sept. 30, 2025, for calendar-year plans if the employee benefit plan’s Form 5500 deadline was not extended. Plans exempt from the annual Form 5500 filing requirement are not …