April 9, 2024

It’s a stressful day when that dreaded medical bill arrives. But did you know that around 80% of medical bills have an error on them? In a world full of medical codes and high volume in medical facilities, it is critical to check your medical bill for errors when it arrives.

Reviewing a medical bill may sound complex, but it is relatively simple. Save your hard-earned money with these tips for spotting errors on your next medical bill.

Request an Itemized Bill

When your bill arrives, chances are it is a summary. This means the bill does not break down what each charge was for, and how much each service cost you. Request and itemized bill, which shows you specific medical codes for each charge. You can request an itemized bill through your billing office.

Review Your Itemized Bill

Step two: review your itemized bill. Make sure that each charge you are paying for is a service you received. Unfamiliar with a medical code? You can look up any medical codes you’re unsure of.

Verify Dates of Service

Once you’ve reviewed your itemized bill, it is time to start checking for the details. Confirm that personal information is correct, including date of birth and insurance information. Also check the dates of service on the bill and confirm that it matches the dates you received the treatment. This detail can impact how your coverage assists with payments and how much of your bill counts towards your deductible.

Compare the Explanation of Benefits (EOB) to the Bill

Every bill you receive should match an EOB summary from your insurance provider. Important: Do not pay your bill until you have reviewed your EOB.

The EOB shows how much of each charge on your medical bill your insurer covers, and how much you owe on each charge. Review your explanation of benefits for any mistakes. If you have questions about your EOB, reach out to your provider.

Check for Upcoding

Checking for upcoding is another critical tip for reviewing medical bills. Upcoding is when there is a charge for a more expensive service than you received. So, if a charge seems too high, or is higher than usual, mark it as a potential error and confirm with your provider. Upcoding can be tough to spot, so stay vigilant. It can be one of the most expensive mistakes on your medical bill.

Be Sure There Aren’t Any Canceled Services

When a doctor cancels a lab or service, it can result in an inaccurate charge on your medical. Medical providers are often overwhelmed, and often accidentally bill patients for canceled services. If you see any service on your bill that you don’t think you received, reach out to your provider to confirm.

Call the Billing Office

Finally, feel free to reach out for assistance. Medical billing can be complicated. Billing representatives can help answer your questions. They can also assist you with the issues you flagged while reviewing your bill.

 

Errors on medical bills are common, but with a quick review, you can spot them and save yourself money. Take charge of your medical expenses and review your bills to spot any mistakes. If you have additional questions about how to spot errors on your medical bill, please reach out by clicking below.

Contact us